Health Insurance for Immigrants

Health Insurance for Immigrants

By Dayna Lally, Esq.

Immigration Attorney, Boston MA, providing legal representation to individuals, families, and employers in immigration matters

September 27, 2019

Most people in the following groups are eligible for coverage through the Health Insurance Marketplace:

  • U.S. citizens;

  • U.S. nationals; and

  • Lawfully present immigrants.

“Lawfully present immigrants” includes immigrants with the following statuses:

  • Lawful Permanent Resident (LPR/Green Card holder)

  • Asylee*

  • Refugee

  • Cuban/Haitian Entrant

  • Paroled into the U.S.

  • Conditional Entrant Granted before 1980

  • Battered Spouse, Child and Parent

  • Victim of Trafficking and his/her Spouse, Child, Sibling or Parent

  • Granted Withholding of Deportation or Withholding of Removal, under the immigration laws or under the Convention against Torture (CAT)

  • Individual with Non-immigrant Status, includes worker visas (such as H1, H-2A, H-2B), student visas, U-visa, T-visa, and other visas, and citizens of Micronesia, the Marshall Islands, and Palau

  • Temporary Protected Status (TPS)

  • Deferred Enforced Departure (DED)

  • Deferred Action Status (Exception: Deferred Action for Childhood Arrivals (DACA) is not an eligible immigration status for applying for health insurance)

  • Lawful Temporary Resident

  • Administrative order staying removal issued by the Department of Homeland Security

  • Member of a federally-recognized Indian tribe or American Indian Born in Canada

  • Resident of American Samoa

Note: Undocumented immigrants are not eligible to buy Marketplace health coverage, or for premium tax credits and other savings on Marketplace plans.

In general, Medicare is available for people age 65 or older, younger people with disabilities, and people with End Stage Renal Disease. Although elderly people (65+) who worked and paid Medicare taxes for at least 10 years may be eligible for a premium-free Part A (Hospital Insurance), a citizen or permanent resident of the United States who has not worked and paid Medicare taxes for at least 10 years, may be able to buy Part A. Everyone must pay for Part B (Medicare Insurance).

For more information, see: https://www.healthcare.gov/immigrants/coverage/; https://www.hhs.gov/answers/medicare-and-medicaid/who-is-elibible-for-medicare/index.html

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